Sustainable Investments

Do you want to invest sustainably but without greenwashing? Do you want to seize opportunities without constantly having to worry about your stocks?

With Goldmarie Finanzen, you get your individual stock portfolio: continuously optimized for risk and return, and consistently sustainable!

Choose your focus

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You benefit from a diversified investment strategy and make a positive contribution to the environment and society: Your Goldmarie Essential Portfolio contains only stocks of companies that meet our strict sustainability criteria. We continuously adjust the composition to align with your investment goals.

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Your Goldmarie Impact Portfolio helps you make the most of your money. You invest in specially selected stocks with a focus on maximizing ecological and social sustainable impact. Not only do you seize opportunities, but you also make a significant contribution to the environment and society.

You get

Pflanze, die sich um einen Globus schlingt
Your investment is consistently environmentally and socially oriented. That's why we have been awarded the FNG-Siegel, an Eco-Certificate for investments.

Consistent Sustainability

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You can invest any amount starting from 4,000 € and set up a savings plan starting from 100 €. We will take care of the rest.

A simple investment with saving plan

Pflanze, die sich um einen Globus schlingt
You have all the benefits of being a shareholder. We optimize your portfolio for you and continuously align it with your strategy.

Real stocks that we manage for you

How to invest with Goldmarie

Smartphone mit Online-Frageboden zur Geldanlage

1. Determine your strategy

Choose your strategy and tell us in the online questionnaire what your personal investment goals are.

Pflanze, die sich um einen Globus schlingt

2. Sign contracts

Based on your investment goals, we will create your personalized investment proposal. If you accept it, we will prepare everything you need for your investment.

Pflanze, die sich um einen Globus schlingt

3. Pay in money

To invest your money, you just need to transfer it to your Goldmarie account. We can collect savings plans directly via SEPA direct debit. You can view and adjust your investment at any time.

Your security

We work with reliable partners to guarantee the safety of your deposits and transactions.

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Your stocks are held in a stock depot at Baader Bank AG. You remain the owner of your securities. As a technology leader in digital banking services, Baader Bank ensures that all transactions are executed securely and fairly.

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The composition and adjustment of your investment are determined by us and verified by investify S.A. This way, you benefit not only from our expertise in sustainability data and our innovative algorithms but also from the security guarantees of a state-regulated asset management.

How do we ensure sustainability of our investment portfolios?

In our stock portfolios, we not only focus on earning indicators and risk management but also consider the use of funds by companies. In order to be included in our stock universe, stocks must meet strict criteria.

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The ecological-social orientation of our investments is audited by the renowned sustainability rating agency imug rating GmbH. As an independent player, they conduct ESG evaluations and sustainability ratings based on their own research and global databases. They draw on decades of experience.

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The Sustainable Development Goals (SDGs) of the United Nations provide a framework for our value-based stock selection. The business activities of companies are evaluated in terms of their environmental and ethical-social impacts, and are categorized as harmful, non-significant harm (DNSH), or positive.

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Our particularly ambitious approach has been examined by the "Forum Nachhhaltige Geldanlagen" and awarded the FNG seal. So, you can rely on an independent and reputable organization that monitors the consistently green orientation of our investment opportunities and savings plans.

Our exclusion criteria

Our sustainable investments exclude companies that operate in certain business sectors. In some cases, we tolerate a revenue share up to 10 %.

Chemicals of Concern

Chemicals of Concern

Abuse of Animals

Abuse of Animals

Civilian Firearms

Civilian Firearms

Coal

Coal

Nuclear Power

Nuclear Power

Fossil Fuels Industry

Fossil Fuels Industry

Military

Military

Pornography

Pornography

Gambling

Gambling

Unconventional Oil and Gas Involvement

Unconventional Oil and Gas Involvement

Tobacco

Tobacco

Get control over the impact of your money

Adjust your investment goals to your own social or ecological standards. We guarantee the sustainability of your overall stock portfolio and optimize risk/return according to your needs.

Energy & Climate Change
Protection of Ecosystems
Water & Sanitation
Infrastructure
Responsible Finance
Food & Nutrition
Health
Capacity Building
Access to Information

Didn't find the answer?

Service Hours

Monday 11 a.m. h - 5 p.m. h
Tuesday 11 a.m. h - 5 p.m. h
Wednesday 11 a.m. h - 5 p.m. h
Thursday 11 a.m. h - 5 p.m. h
Friday 10 a.m. h - 4 p.m. h

News

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On 12.09. at 6 pm on Teams! Why ETFs are often less sustainable than they seem, how you can make a positive impact with shares and what role AI plays in risk management. Founder Jennifer shares her experiences and shows you how investing with Goldmarie Finanzen works. Sign up now and find out how you can invest sensibly and sustainably!

Aug. 30, 2024

Register now!
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In this webinar, we will show you who our investments and savings plans are suitable for and how you can become a client. We will explain the differences between our Goldmarie Essential and Goldmarie Impact investment strategies so that you can choose the right strategy for you. Register now to join us on August 7 at 6 pm.

Aug. 5, 2024

register now!
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Webinar on 22.07: Finances for women Learn how to take control of your finances! A new study shows: Women invest more successfully when they do. This webinar is aimed specifically at women and focuses on sustainable investments. Find out why ETFs are not always green.

July 16, 2024

Don't miss it!
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In the next webinar on 5 June, founder Caroline will explain the most important terms relating to sustainable investments such as "EU taxonomy", "ESG" and "SRI". Find out how you can recognise greenwashing and ensure that your investments make a positive contribution to the environment and society. Join in!

May 16, 2024

register now!
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On 24 and 25 February, Goldmarie Finanzen will be live on the festival stage at FinTech 2024 in Berlin.

April 17, 2024

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Gender pay gap: women earn 18% less than men. Promote equal rights! Sustainable investments for ecological and social impact.

March 8, 2024

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Come to our free webinar on "Sustainable investing with Goldmarie Finanzen", meet founder Jennifer and ask your questions!

Jan. 23, 2024

Register now!
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Investments with FNG seal are professionally and transparently sustainable. This has been independently verified and monitored by an external committee. Our Goldmarie strategies have received two stars for their demanding sustainability strategy.

Dec. 19, 2023

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We had the privilege of presenting on a stage at the leading start-up festival SLUSH in Helsinki. Founder Caroline represented Goldmarie Finance and gave insights into our sustainable financial solutions in an exciting live presentation.

Dec. 14, 2023

more
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Come to our free webinar on "Sustainable investing with Goldmarie Finanzen", meet founder Jennifer and ask your questions!

Nov. 22, 2023

register now!
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From November 13-16, we will be guests at the "most important tech conference in the world" according to Politico. The Web Summit is taking place in Portugal this year and is described by The Atlantic as the place "where the future is born".

Nov. 10, 2023

more!
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How can investments in the financial market be made easily accessible, securely managed and sustainable? Find out in the FE.MALE FOUNDERS Podcast, the podcast of the "Start-up Competition - Digital Innovations" by founder Jennifer.

Oct. 9, 2023

listen now
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We met up with femtastics and talked about sustainable investments. We were asked what sustainability means to us and how we manage to ensure it in our investments.

Sept. 29, 2023

read more!
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We are proud to be part of the nationwide strategy and to be able to promote sustainable development with our business model.

Sept. 27, 2023

more
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There is more about this in the new issue of Focus Money. Now at the kiosk!

Sept. 6, 2023

Order here
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The program supports women-led deep tech start-ups to develop into the tech champions of tomorrow. The 134 most promising start-ups from the EU member states and associated countries were selected.

Sept. 1, 2023

more
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Yesterday we took part in the panel at the Hasso Plattner Institute on the topic of financing startups. Thank you for sharing!

Aug. 31, 2023

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The time has come! From now on you can invest in your individual and sustainable portfolio.

June 30, 2023

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How do digital innovations ensure a sustainable future? This and much more was discussed at this year's hub.berlin.

June 29, 2023

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We were in the semi-finals at the startup incubator of the HWR Berlin, where female-led startups present their ideas.

June 20, 2023

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We made it to the shortlist for the Women TechEU initiative! The program aims to support women-led deep tech startups.

June 19, 2023

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Women can do finance! We prove this together with 26 other female experts in the current Portfolio Journal. In our article, we show how we use artificial intelligence to put together sustainable investments.

June 9, 2023

more
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We were at the Digital Finance Conference this week and took 1st place among FinTech startups! We are very happy about the positive feedback.

May 5, 2023

more
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We took 2nd place in the investment category at FintechWorld23. We are proud that we could convince with our innovative technology and our business model.

April 18, 2023

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In the Finanzfrauen-Talk with Dr. Carola Rinker from SDK, founder Jennifer explains how the shares of the car manufacturer Tesla perform according to the sustainability rating of Goldmarie Finanzen. Watch the video on Youtube

April 12, 2023

Here
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We are looking forward to working with our partner investify TECH. Together, we will make our consistently sustainable portfolios available to conscious investors!

Jan. 10, 2023

go to investify
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If you would like to learn more about risk management of investments and our optimized portfolios, it is best to listen to the podcast of nur Bares ist Wahres!

Dec. 16, 2022

here
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Why everyone should be a shareholder, what disadvantages ETFs have and what hurdles female founders face when building a startup, all the answers in our interview with Geldmarie...

Dec. 8, 2022

here
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The founder of Goldmarie Finanzen, Dr. Caroline Löbhard will deliver the keynote for the opening of BSBI's new campus in Berlin. We are looking forward to the exchange!

Nov. 28, 2022

To BSBI
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Webinar: On 24.11. at 7pm Goldmarie is invited to talk about the topic "Private investment forms in times of rising inflation".

Nov. 23, 2022

Register here
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Last week Albrecht Kümmerer from Baader Bank visited us in Berlin :) We are looking forward to the cooperation!

Oct. 19, 2022

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A milestone for Goldmarie: We are funded by the ProFIT program of IBB :)

Oct. 3, 2022

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We are part of the K.I.E.Z. Accelerator starting Oct. 2022!

Sept. 15, 2022

More . . .
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Join us: the winners of the 2022 summer round of the start-up competition - Digital Innovations present their business ideas live at the Demo Day!

Sept. 5, 2022

Livestream
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Goldmarie was awarded as one of the Top Digital Innovation Startups in the BMWK startup competition :)

Aug. 29, 2022

Start-up competition - Digital innovations
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We published a new video!

July 22, 2022

Women and Sustainable Stock Investments in 3 Minutes
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Image: wikifolio

Webinar 6th July, 6pm. Goldmarie founder Jennifer talks to other wikifolio traders about the topic "Renewable or fossil energy - pure conscience vs. pure return?"

July 5, 2022

Register
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We are nominated for the Generation-D award: vote for us on LinkedIn and help us get into the finale!

May 27, 2022

Voting
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We are among the Top51 Startups in the summer edition 2022 of the startup competition Digital Innovations :)

May 20, 2022

more
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Come to INVEST in Stuttgart 20-21.5 and meet Jennifer from Goldmarie in person! Info and tickets:

May 11, 2022

here
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On May 10, 3 till 4 pm we are invited to talk about sustainable entrepreneurship. Feel free to come by!

May 4, 2022

Info and registration
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Image: Designed by pch.vector / Freepik

If you want to invest your money in equities on a sustainable basis, you essentially have three options.

April 27, 2022

More ...
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The financial rocker invited us for an interview for his podcast. Thanks for the interesting talk and rock on! :)

April 13, 2022

Podcast
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Image: Zero waste photo created by freepik

Private investors are becoming increasingly aware of the social and ecological effects of investments. But not all providers are as green as they seem.

March 28, 2022

More ...
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Image: Designed by pch.vector / Freepik

Women, women-be-courageous-and-take-risks: Why women invest their money less than men and what you can do about it

March 8, 2022

More ...
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Image: Bild: FaceMePLS

The global community is looking on in horror at Putin's aggression against Ukraine. We, too, have paused and thought about how our business concept fits into these times.

March 2, 2022

More ...
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Interested in our notion of sustainability? We just published an article . . .

Feb. 14, 2022

Read more
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We published a new article about the performance of our algorithm.

Feb. 7, 2022

Read more
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Refinitiv published our tutorial on mathematical modeling of sustainability impact.

Jan. 7, 2022

Visit refinitiv developers' platform
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Investing for climate: Caroline Löbhard and Jennifer Rasch explain what is important with regard to green and socially fair investments.

Jan. 6, 2022

Article
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We are now in the INVEST data base of the German Federal Ministry of Economics and Climate Protection :)

Dec. 15, 2021

BMWi
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The ecological and social orientation of the companies in our portfolios is rated by imug. We are happy about collaborating with such a renowned partner!

Nov. 1, 2021

Imug Rating
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We won second place in the Future Finance category of the University Innovation Challenge 2021 organized by Handelsblatt and Goethe University.

Oct. 25, 2021

University Innovation Challenge 2021
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Introduced: Five new fintechs that we don't know yet

Sept. 7, 2021

Article
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At the Business Plan Competition, we were among the finalists several times and made it to Top 6 overall.

June 17, 2021

BPW Erfolgsgeschichten
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Jennifer Rasch is invited on 20.05. in the DeepDives from 17:30 as a speaker on the topics "Where to invest now?".

May 20, 2021

SheInvest Online Days
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6 New FinTech Startups Everyone Should Watch Out For

April 28, 2021

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If you missed our webinar "Investing money in sustainable stocks" at Flatex, you can catch up on Youtube!

March 16, 2021

Flatex Webinar
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We are happy to announce that Goldmarie Finanzen is funded by the EXIST Start-Up Grant since March 2021!

March 12, 2021

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Image: Steve Brookland / Imago Images

When looking for a good investment, mathematician Jennifer Rasch didn't find what she was looking for right away. "The offers I found were not sustainable enough for me", she recalls.

Feb. 9, 2021

Pressreader Artikel
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Our new wikifolio is investable! This portfolio is based on a minimum volatility approach, which ensures maximum diversification! Of course consisting only of sustainable companies :)

Jan. 28, 2021

wikifolio
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The founders of Goldmarie Finanzen demonstrate how to optimize a portfolio by adding ESG constraints and show how this can lead to improved performance as well as better outcomes for the planet.

Jan. 25, 2021

Refinitiv Article
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Sustainable investing will be a hot stock market story in 2021: In the coming years, the aspect of sustainable investing is likely to be much more in the focus of investors again.

Dec. 29, 2020

wikifolio Blog
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Sustainable financial investment advice Goldmarie: "No compromise on climate protection and social compatibility".

Nov. 17, 2020

Reset - Digital For Good
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Image: wikifolio.com, Goldmarie Finanzen

With artificial intelligence to sustainable success: A blog article about us and our investment strategz at Wikifolio.

Oct. 1, 2020

wikifolio Blog

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